A Nigerian student, Chinonso Okoye, has developed an application ‘The Middle’, to curtail the increasing cases of internet fraud.
Okoye who is a native of Anambra State was a medical student of University of Calabar, Cross River State, before leaving the course to pursue a career in the Information and Communication Technology (ICT).
According to him, he built the mobile app due to incessant complaints from people who had made purchases on the internet, but not having their goods delivered to them.
He said, “This is mostly very rampant on Instagram (a social media platform), where fraudulent people now open online shops to advertise goods, and once they get buyers who make financial transfers to them, they close the account and open another.”
Noting that online shopping had become one of the easiest means to defraud people lately, with the trend becoming a challenge to genuine online store operators, Okoye disclosed that the app had been developed to strengthen transactions online.
“With an App like – The Middle, you can successfully transfer money to an online shop owner, and he would be unable to withdraw the money until you have clicked the certify button, after your goods have been delivered to you.
“I built this app to curb cases of fraud, both on the side of the seller, and on the side of the buyer who may get the goods and refuse to certify the payment. In cases like this, the app simply pays the online shop owner after waiting for three days for the buyer tocertify the transaction,” he stated.
He recalled past experiences he had with shop owners on Instagram, where once a financial transaction was accomplished, the shop owner would close the account and open another to keep defrauding unsuspecting customers.
“I was surfing the internet just yesterday, and I saw an online shop that advertised very beautiful male underwear at cheap prices, I decided to check who the owner was, and found out it was a girl who had complained to me that she was defrauded of N80,000 by an online shop owner.
“I put a call across to her and asked when she started the business, do you know what she said? She told me she wanted to use it to retaliate what was done to her. And they are many of them like that. But with The Middle, you will never be scammed,” he emphasised.